What you don't know about Social Security can hurt you

"Your first and most important priority to prepare for retirement is to maximize your only source of inflation-adjusted lifetime income. To do this, you need to understand the different filing strategies." - Philip Wilson

In my experience, most advisors do not even realize the importance of the Social Security decision or its value to the retiree. They don't value the benefit as they should. Their focus is on client assets not Social Security income. They do not realize that different filing strategies must be employed. I have spent a lot of my time undoing recommendations that other advisers gave to clients that are just incorrect, recommendations such as eligibility or at what age to file. They mean well, but just do not know the rules.

This book covers six major filing strategies. There are obviously many more situations involved in Social Security filing, but for most of the public, you will fall into one or more of these six strategies. If you understand these six strategies, you'll probably not be one of the casualties, which means you should receive all the money to which you're legally entitled. You will also notice the different strategies apply to different situations in life. Disability, widow, single, married, divorced--all require a different filing method. This is a big part of why mistakes are made because someone files a certain way initially but needs to change because of a life event. Obviously, some will apply to you, while others will not, depending on your situation.

Click Here!

PO Box 1223
Conifer Colorado 80433-1223
USA

Unsubscribe | Change Subscriber Options

Comments

Ampersands: Pretty Is as Pretty Does

By Carolyn Howard-Johnson Author of the multi award-winning HowToDoItFrugally Series of books for writers Have you noticed how ampersands turn to gibberish when they are entered into some blog services like Google's blogpsot.com? That is only the beginning of problems ampersands cause for editors, and publishers of all kinds. Many of the difficulties they cause go unnoticed except by the publishing pros we would all like to impress like agents, librarians, bookstore event directors, and the acquisition editors at Knopf! That's why I added a new section to the second edition of the winningest book in my #HowToDoItFrugally Series of books for writers, The Frugal Editor . Because ampersands seem to be so popular these days, it's especially important for editors and authors who publish books to know a little about their history, how to use them, and how gatekeepers and readers of Lynn Truss's famous zero-tolerance a

On Writing Chase Scenes

By Carolyn Howard-Johnson Author of The Frugal Editor, the winning-est in her award-winning HowToDoItFrugally Series of books for writers This article is excerpted from some editing I did for a writer of experimental fiction when I was on a Greater Los Angeles Writers Society panel writer of any genre can apply these suggestions to the chase, getaway, or high action scene in your script or manuscript before you send it to an agent or publisher or, better still, while you are writing the first draft. Sometimes even the most fascinating, interesting and irresistible detail can slow down the forward movement of your story. So as much as writers are told that detail is important, purge as much as you can from your action scenes and put it somewhere else or dribble it into narrative in other places in your manuscript. In the process, ask yourself if your reader really needs to know the color of the protagonist’s eyes. As important as detail is, some is better left to t

MARGARET FIELAND INTERVIEW (guest blogger)

When did you first know you were destined to be a writer? LOL, I never realized I was destined to be a writer -- I fell into it. I'd written poetry for years, collecting it in notebooks stacked in my attic when I wrote one I wanted to keep. This led me to several online sites and ultimately to discovering the Muse Online Writers Conference where I hooked up with Linda Barnett Johnson and joined her writers forums. She required everyone to write both fiction and poetry, so, with much trepidation, I started writing fiction. Then I got hooked on it, wrote a chapter book, took the ICL course and actually learned how to write it. Then in 2010, I was seized by a desire to write a sci fi novel, so I spent six weeks or so on world building, mostly, with a bit of plotting thrown in for good measure. Who would you cite as your influences? I'm a way-back sci-fi fan, and Robert A. Heinlein influenced me heavily. I took a lot away from his writing, notably the value of surpris

Linda Barnett-Johnson

Search This Blog